The following is a list of frequently asked questions about the financial aspect of therapy. If you do not see your question here, please feel free to email it to me.
What are your fees?
Feel free to contact me for more information about counseling fees.
What forms of payment are accepted?
Cash and personal checks are preferred forms of payment but I also accept debit and credit cards.
Do you accept insurance?
Presently, I am contracted with Premera Blue Cross and Lifewise. If your plan is issued through one of these carriers and your plan covers outpatient mental health benefits, then my services will be covered at an in-network rate until October 31, 2017. See below for information about how to ascertain and utilize your out-of-network benefits.
What is your out-of-network policy?
As of November 1, 2017, my services will be considered out-of-network by all insurance plans. Once your yearly deductible (if applicable) is satisfied, the out-of-network reimbursement rate for most insurance companies tends to be approximately 50-60% of my service fee.
Payment is due at the time of service. As a courtesy to you, upon request, I can send an electronic claim to your insurance company. Your insurance company will then send payment directly to you. Or, if you prefer, I can issue a statement for you to send to your insurance company for direct reimbursement.
If you are covered by Regence Blue Shield, I will issue a monthly statement of charges for you to submit to Regence for reimbursement.
I encourage you to contact your insurance company to ascertain the parameters of your out-of-network coverage. The list of questions below will help you do this.
How can I find out if insurance will cover outpatient psychotherapy?
Simple! Just log in to your insurance carrier's website or call the member customer service phone number listed on your insurance identification card. Obtain the answers to the following questions:
Are outpatient mental health visits covered under my plan?
Does my plan require my primary care physician to pre-authorize mental health visits?
How many visits are covered in a calendar year?
If I choose to see someone who is out-of-network for outpatient mental health visits, what is my deductible and how much of it remains for the calendar year?
At what rate will I be reimbursed for out-of-network services, after my deductible is met?